Error in `check_empty_creds(user_id = user_id, bearer_token = bearer_token)`: `user_id` is missing. If you do not have a UserID with the FFIEC's web
service, you can register for one at
<https://cdr.ffiec.gov/public/PWS/CreateAccount.aspx?PWS=true>.

# Store an example (successful) result for testing
test_that("`get_facsimile()` throws an error with empty creds", {
test_that("`get_facsimile()` returns a tibble", {
test_that("`get_facsimile()` returns expected column names", {
test_that("`get_facsimile()` allows other types of institution identifiers", {
test_that("`get_ubpr_facsimile()` throws an error with empty creds", {
test_that("`get_ubpr_facsimile()` returns a tibble", {
test_that("`get_ubpr_facsimile()` returns expected column names", {
test_that("`get_ubpr_facsimile()` allows other types of institution identifiers", {

"`get_facsimile()` throws an error with empty creds"
"`get_facsimile()` returns expected column names"
"`get_facsimile()` allows other types of institution identifiers"
"`get_ubpr_facsimile()` throws an error with empty creds"
"`get_ubpr_facsimile()` returns expected column names"
"`get_ubpr_facsimile()` allows other types of institution identifiers"

# Use a date (for `last_update_date_time`) and return as a list
# Use a datetime and return a as a tibble
test_that("`get_filers_since_date()` throws an error with empty creds", {
test_that("`get_filers_since_date()` returns correct output type", {
test_that("`get_filers_since_date()` returns expected names", {

"`get_filers_since_date()` throws an error with empty creds"
"`get_filers_since_date()` returns correct output type"

test_that("`get_filers_submission_datetime()` returns correct output type", {
test_that("`get_filers_submission_datetime()` returns expected names", {

"`get_filers_submission_datetime()` returns correct output type"

out_df <- get_panel_of_reporters(reporting_period_end_date = "03/31/2025")
test_that("`get_panel_of_reporters()` throws an error with empty creds", {
test_that("`get_panel_of_reporters()` returns correct output type", {