test_that("Termfix Cash Flows", { library(MortalityTables) mortalityTables.load("Austria_Census") Tarif.Termfix = InsuranceTarif$new( name = "Example Tariff - Terme Fixe", type = "terme-fix", tarif = "TF", desc = "A termfix insurance with regular premiums", mortalityTable = mort.AT.census.2011.unisex, i = 0.005 ) Contract.Termfix = InsuranceContract$new( tarif = Tarif.Termfix, age = 40, policyPeriod = 20, sumInsured = 10000, contractClosing = as.Date("2020-09-01"), calculate = "cashflows" ) expect_equal(Contract.Termfix$Parameters$ContractData$policyPeriod, 20) expect_equal(Contract.Termfix$Parameters$ContractData$deferralPeriod, 0) expect_equal(Contract.Termfix$Parameters$ContractData$premiumPeriod, 20) expect_true(all(Contract.Termfix$Values$cashFlows %>% select(-premiums_advance, -guaranteed_advance) == 0)) expect_equal(Contract.Termfix$Values$cashFlows$premiums_advance, c(rep(1, 20), 0)) expect_equal(Contract.Termfix$Values$cashFlows$guaranteed_advance, c(rep(0, 20), 1)) })