test_that("Endowment Cash Flows", { library(MortalityTables) mortalityTables.load("Austria_Census") Tarif.Endowment = InsuranceTarif$new( name = "Example Tariff - Endowment", type = "endowment", tarif = "E1-RP", desc = "An endowment with regular premiums (standard tariff)", mortalityTable = mort.AT.census.2011.unisex, i = 0.005 ) Contract.Endowment = InsuranceContract$new( tarif = Tarif.Endowment, age = 40, policyPeriod = 20, sumInsured = 10000, contractClosing = as.Date("2020-09-01"), calculate = "cashflows" ) expect_equal(Contract.Endowment$Parameters$ContractData$policyPeriod, 20) expect_equal(Contract.Endowment$Parameters$ContractData$deferralPeriod, 0) expect_equal(Contract.Endowment$Parameters$ContractData$premiumPeriod, 20) expect_true(all(Contract.Endowment$Values$cashFlows %>% select(-premiums_advance, -survival_advance, -death_SumInsured, -death_PremiumFree) == 0)) expect_equal(Contract.Endowment$Values$cashFlows$premiums_advance, c(rep(1, 20), 0)) expect_equal(Contract.Endowment$Values$cashFlows$survival_advance, c(rep(0, 20), 1)) expect_equal(Contract.Endowment$Values$cashFlows$death_SumInsured, c(rep(1, 20),0)) expect_equal(Contract.Endowment$Values$cashFlows$death_PremiumFree, c(rep(1, 20), 0)) })